Discover financial stability with our expert-led counseling and education services, designed to guide you towards debt freedom and improved financial health.
Explore tailored solutions for financial education.
Experienced counselors offer personalized advice, helping improve scores and manage debt through budget analysis and strategic planning.
JCUniversity hosts financial literacy workshops and webinars to enhance understanding in budgeting, credit management, and preventative strategies against fraud.
Funding Counseling: Provides essential guidance, explains the process, and explores alternatives to find the best path forward for financial stability.
FAQs
Get Answers to Your Most Pressing Financial Queries Here
Our Debt Management Plan consolidates your unsecured debt into one monthly payment. We negotiate with creditors to possibly lower interest rates and waive late fees, simplifying your finances and helping you pay off debt faster.
Is there a fee for your credit counseling sessions?
Our initial credit counseling session is offered free of charge. Further services may come with a fee.
Absolutely! We provide strategies for managing your credit responsibly and improving your credit score.
JCUniversity focuses on personalized education and empowerment, teaching sustainable financial practices for informed decisions.
Do I qualify for a Debt Management Plan
Most individuals struggling with unsecured debt qualify. We recommend scheduling a free credit counseling session to discuss your specific financial situation in detail. During this session, well review your debts, income, and expenses and determine if a DMP is the right solution for you.
The duration depends on your financial situation, generally between 3 to 5 years.